You can be the ripest, juiciest peach in the world, and there's still going to be somebody who hates peaches.

Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.

过去始终与我们同在，因为它滋养着现在。