记忆是一种责任，而不是负担。
Memory is a responsibility, not a burden.
译文：志向正直就能遏制各种坏念头，心里平静处理各种事情就不会急躁。赏析：恶念是所有错误行为的根源，我们要砥砺自己的品格，遇事冲动鲁莽，只会坏事。
Innovation is not just about technology; it's about changing the way people think and act.
你必须谦虚并接受有时你会失败的事实。
Financial innovation should be based on customer needs, not innovation for its own sake.