I believe in the magic of classical music; it transcends time and speaks to the soul.

Investors should avoid the temptation to chase hot stocks or sectors.

Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.

不要害怕犯错，害怕的是不学习。