Customer needs are constantly changing, and banks' service models must keep pace with the times.

朗兰兹纲领不是一座完成的建筑，而是一个活生生的、不断发展的框架。

The market is always changing, but the constant is a deep understanding of customer needs.

Poetry is the language of the soul.

解释：话说得太甜蜜动听，说话者就必定别有用心。