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A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.
"The past is never dead. It's not even past."
"The most important skill for the 21st century is emotional intelligence."
预测未来的最好方法就是创造未来。
真相是,我们都在等待别人告诉我们自己是谁。
我无法改变我的出身或我经历的一切,所以我为什么要为造就我的事情感到羞耻?