不要等待领导者；独自行动，人与人之间。

为了帮助人们储蓄更多，使储蓄成为默认选项。

Regulation should be forward-looking and adaptable to market changes.

There are some things one remembers even though they may never have happened.

我总是等机会错过了才发现我曾有过机会。

音乐有治愈、激励和团结人们的力量。