金融科技的发展必须与风险防控并重，不能盲目追求创新。

一切皆有原因。

盈利和责任可以并行不悖。

So long as you have food in your mouth, you have solved all questions for the time being.

变化是必然的。和平之后是动荡；恶人的离去之后是他们的回归。

Never underestimate the importance of "useless" fundamental research.