金融科技的发展必须与风险防控并重，不能盲目追求创新。

When I have been listened to and when I have been heard, I am able to re-perceive my world in a new way and go on. It is astonishing how elements that seem insoluble become soluble when someone listens.

最终，我们只会后悔没有抓住的机会。