而是
0 is not about technology replacing humans, but technology empowering humans.
Digital transformation is not a choice but a must; the banking industry must embrace technological change.
金融科技不是颠覆传统银行，而是赋能银行服务升级。
数字化转型不是选择题，而是生存题。
Innovation is not about subverting tradition but making breakthroughs while inheriting and moving forward steadily.
Digital transformation is not an optional question but a required one; banks must fully embrace digitization.
Internationalization is not simply going global, but achieving an organic combination of localized operations and a global perspective.
Inclusive finance is not charity, but a sustainable business model.
Fintech is not about subverting traditional banks, but about empowering them.
Prudent operation is not conservatism, but responsibility to customers and shareholders.
The key to fintech is not the technology itself, but the deep integration of technology with financial scenarios.
Innovation is not the goal but a means to ultimately create value for customers.
Digital transformation is not an option, but a must.
Inclusive finance is not charity, but commercially sustainable financial services.