金融发展的关键不仅在于拥有更多的金融工具，还在于拥有支持这些工具的适当制度。

The past is a puzzle, and we are all trying to piece it together.

Technological innovation without user thinking is just self-indulgence.

我们都是在互相陪伴着回家。

A writer is selected by his subject—his subject being the consciousness of his own era.

每个人都有这样的心，心中都具备这样的理。

一个故事可以改变一生——甚至可能改变世界。