A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.

人生最重要的一课就是:傻子有时候也是对的。

有时候生活会给你当头一棒，但不要失去信心。

The mind is a product of evolution and learning.

基因组是映照我们进化旅程的镜子。

I cannot and do not live in the world of discretion, not as a writer, anyway. I would prefer to, I assure you—it would make life easier. But discretion is, unfortunately, not for novelists.

最终，我们记住的不是敌人的话语，而是朋友的沉默。