As Will Rogers would have said, "There is no such thing as a free variable."

Go for a business that any idiot can run – because sooner or later, any idiot probably is going to run it.

Customer needs are constantly changing, and banks' service models must keep pace with the times.

Things don’t have to change the world to be important.

生活中唯一真正的失败是不忠于自己所知道的最好的东西。

回归均值是金融市场的铁律。

使意念沉稳，任何事理都能通达；有志发愤图强，任何难事都能成功。