The very essence of the creative is its novelty, and hence we have no standard by which to judge it.
Never use a credit card for credit. The only kind of credit, or debt, that is acceptable is debt to acquire something whose exchange value is extremely likely to increase, like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
Always challenge the status quo—that’s how progress is made.