银行业本质上是脆弱的，因为它涉及将流动负债转化为非流动性资产。

Sustainability isn't a trend—it's our responsibility to future generations.

I keep thinking about this river somewhere, with the water moving really fast. And these two people in the water, trying to hold onto each other, holding on as hard as they can, but in the end it’s just too much. The current’s too strong. They’ve got to let go, drift apart.