The individual investor should act consistently as an investor and not as a speculator.
How often do we tell our own life story? How often do we adjust, embellish, make sly cuts? And the longer life goes on, the fewer are those around to challenge our account, to remind us that our life is not our life, merely the story we have told about our life.
The ocean's bounty is a privilege, not an entitlement.
If you don't design your own life plan, chances are you'll fall into someone else's plan. And guess what they have planned for you? Not much.
I was taught that the way of progress was neither swift nor easy.