The best time to design an experiment is after you have done it.
设计实验的最佳时间是在你完成它之后。
在那里的泥土里，这种种子多得成灾。而一棵猴面包树苗，假如你拔得太迟，就再也无法把它清除掉。它就会盘踞整个星球。它的树根能把星球钻透，如果星球很小，而猴面包树很多，它就把整个星球搞得支离破碎。
"The number one benefit of information technology is that it empowers people to do what they want to do. It lets people be creative. It lets people be productive. It lets people learn things they didn't think they could learn before, and so in a sense it is all about potential."
Financial innovation should be based on customer needs, not innovation for its own sake.