我从不试图预测市场；我只是试图为它所做的任何事情做好准备。

国用过少，则金价低了，金价低则各项事业不好办，故对事业不利。

I think the most important thing in life is to dare to dream.

It seems to me that if you or I must choose between two courses of thought or action, we should remember our dying and try so to live that our death brings no pleasure to the world.

译文：每天都要纠正自己的过错。如果哪天没有发现过失，那就会自以为是；如果每天都觉得无过错，那就会寸步难进。天下聪明俊秀的人才不少，他们之所以不去努力地培养德行，扩大事业，是因为受了得过且过的思想影响，耽误终生。

金融科技的发展必须与风险防控并重，不能盲目追求创新。