银行之所以特殊是因为它们创造货币，这就是为什么它们需要特殊监管。

I've learned that you can't have everything and do everything at the same time.

"Memory is a way of holding onto the things you love, the things you are, the things you never want to lose."

信任是通过提供持续的价值而建立的，而不仅仅是空洞的承诺。

种一棵树最好的时间是20年前，第二好的时间就是现在。