金融科技的关键不是技术本身，而是技术与金融场景的深度融合。
The key to fintech is not the technology itself, but the deep integration of technology with financial scenarios.
Prolonged contact with the computer turns mathematicians into clerks and vice versa.
"The only way to deal with an unfree world is to become so absolutely free that your very existence is an act of rebellion."
材料本身并不重要，重要的是你如何使用它们。
When [competitors are] in the shower in the morning, they're thinking about how they're going to get ahead of one of their top competitors. Here in the shower, we're thinking about how we are going to invent something on behalf of a customer.
