金融与科技的融合应着眼于解决实际问题，而非单纯追求新奇。

释义：善于运用自己的才能，才能实现财富的积累。这句话强调才能与财富的关系，提醒人们要充分发挥自身优势。

We are the result of our choices.

我不需要任何人的认可。

The present state of the system of nature is evidently a resultant of what it was in the preceding moment, and if we conceive of an intelligence which at a given instant comprehends all the relations of the entities of this universe, it could state the respective positions, motions, and general effects of all these entities at any time in the past or future.

金融发展的关键不仅在于拥有更多的金融工具，还在于拥有支持这些工具的适当制度。