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The biggest problem with the European Union is that it is not a state, but it pretends to be one.
Would I rather be feared or loved? Easy. Both. I want people to be afraid of how much they love me.
The most important thing is to preserve capital.
The truth is, everyone is going to hurt you. You just got to find the ones worth suffering for.
A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.