I'm just a regular guy who loves music.

The best way to achieve long-term investment success is to focus on low-cost, broadly diversified index funds.

世界上充满了神奇的事物，耐心地等待我们的智慧变得更加敏锐。

If people did not sometimes do silly things, nothing intelligent would ever get done.

歧视对实施者来说是昂贵的，因为它减少了他们可用的人才库。