Never use a credit card for credit. The only kind of credit, or debt, that is acceptable is debt to acquire something whose exchange value is extremely likely to increase, like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
"The best way to innovate is to embrace failure."
I'm not here to be liked; I'm here to be heard.
The details are not the details. They make the design.