For me they normally happen, these career crises, often, actually, on a Sunday evening, just as the sun is starting to set, and the gap between my hopes for myself and the reality of my life starts to diverge so painfully that I normally end up weeping into a pillow.
Small, deliberate actions practiced consistently can lead to big changes in happiness levels.
The loss of money is the least of all losses, but the loss of confidence is the greatest of all.