The end of history will be a very sad time. The struggle for recognition, the willingness to risk one's life for a purely abstract goal, the worldwide ideological struggle that called forth daring, courage, imagination, and idealism, will be replaced by economic calculation, the endless solving of technical problems, environmental concerns, and the satisfaction of sophisticated consumer demands.

The value of a mental process lies in its utility for the organism's adjustment to life.

金融科技正在重塑银行业态，我们必须主动拥抱变革，而不是被动等待被改变。

过去是一个跟随我们的影子，但它不必定义我们。