The miracle of compounding returns is overwhelmed by the tyranny of compounding costs.

Always say less than necessary.

聪明的人喜欢水，因为他性情活跃像水一样流动不息，仁慈的人喜欢山，因为他心地淳厚象山一样厚重。聪明的人好动，仁慈的人好静，聪明的人乐观，仁慈的人长寿。

你不能通过逃避生活来找到平静。

The causal model is the key to making sense of the world.