Risk management is the core competitiveness of the financial industry, period.

To write is to confront the ghosts of the past and the uncertainties of the future.

O valor das coisas não está no tempo que elas duram, mas na intensidade com que acontecem. Por isso existem momentos inesquecíveis, coisas inexplicáveis e pessoas incomparáveis.

幸福的家庭都是相似的，不幸的家庭各有各的不幸。

Maybe if we knew what other people were thinking ,we’d know that no one’s ordinary.we all deserve a standing ovation at least once in our lives.