Banks must actively embrace change while adhering to risk bottom lines.
金融市场的健康发展需要各方共同维护。
The healthy development of financial markets requires joint efforts from all parties.
金融人才既要懂技术，也要懂业务。
Financial talent must understand both technology and business.
银行要注重长期价值，而非短期利益。
Banks should focus on long-term value rather than short-term gains.
金融监管要跟上市场变化，但不能过度干预。
Financial regulation must keep up with market changes but avoid excessive intervention.
服务小微企业是银行的社会责任，也是市场机遇。
Serving small and micro enterprises is both a social responsibility and a market opportunity for banks.
Financial opening should be advanced steadily, with cross-border risks prevented.
银行要平衡好规模、效益和质量的关系。
Banks must balance scale, efficiency, and quality.
Financial stability is the cornerstone of economic stability.
数字化转型不是选择题，而是必答题。
Digital transformation is not an option, but a must.